Business Checking

• $100 minimum deposit to open
• $12.00 maintenance fee
• 100 free debits, then $.20 each debit
• $3,000 minimum balance or $5,000 average balance – no monthly maintenance fee

Non Profit Checking

• No minimum deposit to open
• No maintenance fee

Analysis Checking

• $100 minimum deposit to open
• $12.00 maintenance fee
• $.28 per deposit
• Deposited Items – The Bank of Tallahassee $.10
• Other Banks $.11
• $.13 per debit
• Reserves – 10%
• Coin per roll - $.10
• Currency per strap - $.10
• Earnings credit rate – Previous month’s average of Fed Funds Sold

Business Interest Checking

• $3,000 minimum deposit to open
• $10.00 maintenance fee
• $.20 each debit
• $3,000 minimum balance or $5,000 average balance – no monthly maintenance fee

Compounding & Crediting Frequency - Interest will be compounded monthly, interest will be credited to the account monthly.
Daily Balance Computation Method – We use the daily balance method to calculate the interest on the account. This method applies a periodic rate to the principal in the account each day, less the current reserve requirement (10%).

Business Money Market

• $2,500 minimum deposit to open
• $2,500 minimum balance – no monthly maintenance fee
• $2,499 and less - $10.00 maintenance fee
• Excessive item fee - $10.00
(Transfers from a Money Market account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, debit card, or similar order to third parties)

Compounding & Crediting Frequency - Interest will be compounded monthly, interest will be credited to the account monthly.
Daily Balance Computation Method – We use the daily balance method to calculate the interest on the account. This method applies a periodic rate to the principal in the account each day.

Business Savings

• $100 minimum deposit to open
• $100 minimum balance – no monthly maintenance fee
• $99 and less - $3.00 maintenance fee
• 6 withdrawals per quarter
• Over 6 - $2.00 per withdrawal

Compounding & Crediting Frequency - Interest will be compounded quarterly, interest will be credited to the account quarterly.
Daily Balance Computation Method – We use the daily balance method to calculate the interest on the account. This method applies a periodic rate to the principal in the account each day.